Stop Leaving
Your Equity
To Chance.

Move your money with the speed of light and the security of a fortress. WeFi isn't just a bank — it's your unfair advantage in the new economy.

Open Account → Connect With Gabriel
Non-Custodial — You Own Your Keys ✦ Real Visa Card Worldwide Up To 18% APR On Stablecoins Zero FX Fees On Global Payments ✦ Fiat + Crypto In One Account ✦ Built By Tether, Wise, Binance Veterans AI-Powered Compliance & Security ✦ WeChain ZK Privacy Engine Non-Custodial — You Own Your Keys ✦ Real Visa Card Worldwide Up To 18% APR On Stablecoins Zero FX Fees On Global Payments ✦ Fiat + Crypto In One Account ✦ Built By Tether, Wise, Binance Veterans AI-Powered Compliance & Security ✦ WeChain ZK Privacy Engine
As Seen In
18%Max APR on assets
140M+Visa merchants
$0Account fees
7,000+Crypto assets
Recognized. Awarded.
Record-Breaking.
FinanceFeeds · 2025
Digital Bank of the Year

Recognized as the top decentralized banking platform globally.

The Cryptonomist · 2025
Most Innovative Web3 Project

Leading innovation in blockchain-powered financial services.

Guinness World Records · Holder
Guinness World Record

Record-breaking blockchain livestream — 200,000+ viewers worldwide.

Three Cards.
One Ecosystem.
💳
Virtual Card

Live in your phone. Use it the moment you sign up — no waiting, no shipping.

  • Instant access after signup
  • Online shopping & mobile payments
  • Apple Pay & Google Pay
  • Works anywhere Visa is accepted
Metal Card

Premium. Durable. Built for those who expect more — with perks to match.

  • Everything in Plastic, plus
  • Higher spending limits
  • Exclusive loyalty rewards
  • Priority support access
Energy.
Your Loyalty Superpower.

Farm Energy inside the WeFi app to unlock lower fees, boosted yields, and exclusive perks across the entire ecosystem. The more you use WeFi, the more you earn back.

1.5% Card transaction fees — among the lowest in the market
+18% Max APR on stablecoins with Energy boost active
+10% Mining boost to power up your node profits
B2B Exclusive bonuses and perks for business owners
See How
It Works.
Official · Video 1

Vision & Overview

Why WeFi exists, what problem it solves, and where the deobank revolution is heading.

Official · Video 2

Platform Walkthrough

A live look inside the WeFi app — cards, earning, transfers, all in one account.

Optional

Digital Mining Participation

No physical hardware required · Runs until 2032 · Token distribution follows platform mechanics.

Full Presentation · 14 min

WeFi 2026 — The Complete Pitch

Product, team, tokenomics, roadmap — everything you need to make a confident decision.

Why
WeFi.
01

You Own Your Keys

Non-custodial accounts mean no institution can freeze your funds. Your crypto, your rules — always.

02

Earn While You Hold

Up to 18% APR on your digital assets. Your bank gives you 0.01%. The math isn't complicated.

03

Spend Anywhere

Real Visa card. 140M+ merchants worldwide. Fiat or crypto, no manual conversion needed.

04

Borderless Transfers

Send money globally in seconds via stablecoin rails. No SWIFT delays, no surprise fees.

05

AI-Powered Safety

ZK-KYC + Fireblocks custody + AI fraud detection. Institutional protection without the institution.

06

One Account. Everything.

Fiat, crypto, savings, card, payments — one clean app. Stop juggling five platforms.

The
Platform.
WeFi Card

Spend Crypto Like Cash — Everywhere

Your WeFi Visa card works at any of the 140 million merchants that accept Visa. Top up in seconds. Spend in local currency with zero FX markup.

  • Physical + virtual card included
  • Global ATM withdrawals
  • Apple Pay & Google Pay support
  • Instant spend notifications
Available Balance
$12,840.50
WeFi Visa CardActive ✓
Last Transaction−$42.00 NYC
ATM AccessGlobal
FX MarkupZero
Zero FXReal VisaInstant
Earn

Make Your Money Work 18× Harder

Up to 18% APR on stablecoin deposits through DeFi-native yield strategies, managed by AI agents tuned to your risk profile.

  • Up to 18% APR on USDT & WFI
  • Daily compounding, no lock-ups
  • AI agents optimize yield automatically
  • Staking rewards + ITO node earnings
Yield Dashboard
+$284.62 / mo
USDT Savings APR+12%
WFI Staking APR+18%
ITO Node RewardsActive
Compound FrequencyDaily
No Lock-upAI Optimized
Security & Privacy

Bank-Grade Security. Zero Privacy Compromise.

ZK-KYC verifies your identity without storing your data. Fireblocks institutional custody. AI monitors in real time — protected, not surveilled.

  • Zero-Knowledge proof KYC
  • Fireblocks MPC institutional custody
  • AI real-time fraud detection
  • EU VASP Licensed + MSB registered
Security Status
All Systems Secure
ZK-KYCVerified ✓
CustodyFireblocks MPC
AI Monitoring24/7 Live
RegulatoryEU VASP Licensed
Non-CustodialZK Privacy
They
Switched.
★★★★★
"I was skeptical — another crypto app promising the world. But the Visa card works flawlessly and I'm earning 12% on my USDT. My bank gives me $0.03/month. Ridiculous in the best way."
Marco R.
Freelancer, Spain
★★★★★
"Owning my keys AND having a real Visa card is the thing I thought would never exist. WeFi delivered. Signing up took 4 minutes."
Anika A.
Remote Consultant, Germany
★★★★★
"International transfers used to cost me $35 and 3 days. On WeFi it's instant and costs cents. Gabriel's recommendation was spot on."
James T.
Entrepreneur, Philippines
Questions
Answered.
Yes. Institutional-grade custody via Fireblocks, Zero-Knowledge proof KYC, AI fraud monitoring, EU VASP license, and MSB registration. Non-custodial accounts mean no one — not even WeFi — can freeze your funds.
Yield comes from stablecoin strategies, WFI token staking, and ITO node participation on WeChain. Stablecoin savings earn 10–12%, WFI staking and ITO nodes reach up to 18%. AI agents optimize automatically.
Neobanks are prettier traditional banks — centralized, able to freeze your account, paying near-zero interest. WeFi is a deobank: fully on-chain, non-custodial, DeFi-native. You hold your keys and still get a real Visa card.
Under 5 minutes. ZK-KYC is AI-assisted — verify identity without exposing data to a central server. Your account and onchain wallet are created automatically.
Co-founded by Reeve Collins (Tether co-founder) and Maksym Sakharov, with veterans from Tether, Wise, Bitpanda, and Binance. WeChain is built on Cosmos SDK, audited by Solidproof, PeckShield, and Quillhash.
Built By
The Best.

WeFi isn't built by crypto newcomers. These are the people who already changed finance once — and they're doing it again.

RC
Reeve Collins
Chairman & Board Member
Co-founder & ex-CEO, Tether
MS
Maksym Sakharov
Board Member
Co-founder & ex-CEO, Exflow
RR
Roman Rossov
Board Member
ex-Product Director, Wise
YM
Yusuf Mirakhmedov
Board Member
ex-COO, Tradeleaf
KS
Khaled Suleiman
Board Member
ex-CEO, National Bank of Abu Dhabi
What's Live.
What's Coming.

Security notice: WeFi conducts all official operations exclusively via wefi.co. This referral page is operated by Gabriel under his affiliate link. Any other site claiming to be WeFi should be treated as fraudulent. Report phishing to security@wefi.co.

Live Now

WeFi Visa Card

Virtual + physical + metal. Spend at 140M+ merchants, ATM withdrawals, zero FX markup.

Live Now

Digital Mining

Earn WFI tokens with no hardware. Runs until 2032. Join before supply tightens.

Live Now

Energy Loyalty System

Farm Energy to lower fees, boost APR, and unlock premium perks across the ecosystem.

Live Now

7,000+ Crypto Assets

Hold, track, and manage your entire portfolio in one non-custodial account.

Coming Soon

High-Yield Stablecoin Savings

Up to 18% APR on stablecoin deposits — launching to all users soon.

Coming Soon

Crypto-Backed Loans

Both collateralized and uncollateralized lending — borrow without selling your assets.

GRA
Gabriel R. Anaya
Independent WeFi Ambassador
Connect on LinkedIn

Why I'm Sharing This

I discovered WeFi because I was tired of the same broken financial system — accounts limited for no reason, terrible interest rates, and cross-border transfers that cost a fortune. WeFi is the first platform I've found that genuinely solves all three problems at once.

I'm sharing my referral link because I believe in this project and want the people around me to benefit from getting in early. If you have questions, find me on LinkedIn — I answer every message.

The Smartest Move
You'll Make Today
Is Free.

Open your WeFi account in under 5 minutes. No fees to start. Earn from day one.

Open Account →

Referred by Gabriel · Takes less than 5 minutes

Affiliate & Earnings Disclosure: This page is published by Gabriel R. Anaya, an independent affiliate ambassador for WeFi / WeChain. Gabriel may receive a referral commission or other compensation if you register using the links on this page. This is a paid promotional relationship. The opinions, recommendations, and content expressed here are Gabriel's own and are not statements made by WeFi, WeChain, or any affiliated entity.

Investment Risk Disclosure: Cryptocurrency, digital assets, staking, and decentralized finance (DeFi) products involve substantial risk of loss, including the possible loss of all principal invested. Advertised APR figures represent potential yields based on current platform mechanics and are not guaranteed — actual returns may be higher or lower and are subject to change without notice. Past performance is not indicative of future results. Nothing on this page constitutes financial, investment, legal, or tax advice. You should conduct your own independent research and consult a licensed financial professional before making any investment decision.

WeFi and WeChain are not registered investment advisers or broker-dealers. Digital asset services may not be available in all jurisdictions. It is your responsibility to determine whether using these services complies with the laws applicable in your location.
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